Have to Brag! Officially 100% debt free!!!! Woop Woop!

[momof5boys]

As of 9:45 this morning my husband and I are officially mortgage, credit card, line of credit, car loan and whatever else kind of loan or credit there is debt free. We make a conscious effort to not buy any "stuff", whatever we did need we looked on kijiji first and found some amazing deals. We discussed our desire to start 2013 debt free with our teenagers and decided to have a very, very lean Christmas. It felt so amazing to pay off that last little bit this morning when my pay was deposited. Now to start funneling all the money i was putting on debt reduction into saving for a much need new "used" vehicle. Thanks for letting me share!!

Congratulations!!! Welcome to the mortgage free/debt free club I still remember the day (now 11 years ago that we were totally debt free - quite the fantastic feeling). Since then, we have continued to live a very frugal lifestyle and are at the point now that, if my hubby should lose his job, we wouldn't have to stress.

If any here are just starting out on their own, let me advise you that living frugally pays hugely in the long run and contributes to much more of a stress free life!

[wifey]

Congratulations!!! Welcome to the mortgage free/debt free club I still remember the day (now 11 years ago that we were totally debt free - quite the fantastic feeling). Since then, we have continued to live a very frugal lifestyle and are at the point now that, if my hubby should lose his job, we wouldn't have to stress.

If any here are just starting out on their own, let me advise you that living frugally pays hugely in the long run and contributes to much more of a stress free life!

I can't agree more. At first I thought Christmas would be brutal, but once we embraced the idea it was so much more relaxed. My daughter who is 17 and should be at the height of wanting materialistic things "made" Christmas presents for everyone, even her boyfriend joined in on the non-materialistic Christmas. It was great.
And thank you everyone for the advise and support received here. I have been walking around with a huge smile on my face all day!!

[lighthousejen]

So happy for you! What a great example you are to your children

[GoStumpy]

Congratulations!!! I am aggressively on a journey to the same place

According to calculations, June 2015!

[MTLcouponer]

Happy New Year indeed!!

[coupon girl]

wow awesome -hubby and i hope to be in a few more years -debt free too-way to go

[jasperandchar]

What a fantastic start to 2013, congrats to you and your family

[sweetmomma]

Has anyone successfully got 3 sbs from watching the movie clip Taken 2 Extended Clip under Peanut Labs? I have tried this for a few days now and nothing!

[chillys-willy]

I am very jealous! Great job! I am also counting the days until we are completely debt free - 1800 days

[YOU AND ME]

Congrats wifey feels good,paid off my mortgage 2 years ago now working on my LOC

[shaner82]

Congrats. I just bought my house 1.5 years ago, so I have quite a ways to go. I don't have any credit card debt though, which is nice, as when I was younger I was in over my head with CC debt. I'm hoping to have my house paid off in 15-20 years rather than 25 years.

[matrix82]

Wow, congrats! That is a wonderful accomplishment and a great thing for your children to witness.

[Crochetlady]

Congrats! It must be such a great feeling. I`m working at paying off a CC and it feels good to get that balance down.

[beetwelve]

Congratulations! What a wonderful feeling that must be, and as others have said, kudos on setting a fantastic example for your kids!!! I can't wait to be in the same boat one day soon.

Surely you deserve a *little* reward for such a huge accomplishment!

[wifey]

Congratulations! What a wonderful feeling that must be, and as others have said, kudos on setting a fantastic example for your kids!!! I can't wait to be in the same boat one day soon.

Surely you deserve a *little* reward for such a huge accomplishment!

Well we were going to take the kids to Collingwood for a ski weekend after exams were done this week but the weather is being totally uncooperative. They have had school cancelled twice this week we are expecting another storm tonight into the morning. So between waiting to finish off their exams and the bad road conditions the celebration might have to be postponed!