No, they'll sign you up in the store. If you want to get ahead of the game, you can download the phone app to log on when you get your account. I use my phone to load my offers, see which offers I have when I'm shopping, and to have the cashiers scan my "card"....I actually don't think that I ever used my physical card. They include 2 key tags with it, but when I tried breaking them apart, it got sharp edges etc so I don't bother. Plus, why carry around another card?
The points you see in the flyer/store are the number of points that will be awarded per purchase of that item. Unlike the regular PC points program (for debit/credit), you don't get points for every dollar spent. They are only earned on marked items each week (flyers/in store), or the items you have offers for. The only exception I've encountered so far is when they have the 20, 000 WUS $80 or 15, 000 WUS $75 on baby products.
Coupons don't effect your points (actually, haven't paid attn to whether that's true for the WUS $x on produce/fresh meat etc because I've never had coupons to use for those.)...it doesn't effect the ones where points are awarded per unit sold.
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