User Tag List

Page 29 of 71 FirstFirst ... 19 27 28 29 30 31 39 ... LastLast
Results 421 to 435 of 1061
Like Tree8085Likes

Thread: Just chilling in January (2015 frugal chatter)

  1. #421
    Canadian Guru jasperandchar's Avatar
    Join Date
    Feb 2012
    Location
    Clayton Ontario
    Posts
    12,649
    Likes Received
    39635
    Trading Score
    288 (100%)




    your on a roll Angela, great start to 2015
    2019 is the year that we continue to save before we buy!!!

  2. #422
    Canadian Guru jasperandchar's Avatar
    Join Date
    Feb 2012
    Location
    Clayton Ontario
    Posts
    12,649
    Likes Received
    39635
    Trading Score
    288 (100%)




    Ciel glad the baking soda helped
    2019 is the year that we continue to save before we buy!!!

  3. #423
    Canadian Guru jasperandchar's Avatar
    Join Date
    Feb 2012
    Location
    Clayton Ontario
    Posts
    12,649
    Likes Received
    39635
    Trading Score
    288 (100%)




    Inquring Minds want to know!!!

    With gas prices going down in most provinces.....

    are you putting the difference between your original budgeted amount and the new gas prices in savings, buying more groceries, tax free savings account, vacation, anything goes. There Could be no difference

    hope that makes some sense....all is all what are you doing with the extra savings if anything different??
    2019 is the year that we continue to save before we buy!!!

  4. #424
    Smart Canuck
    Join Date
    Dec 2009
    Location
    Calgary
    Posts
    3,084
    Likes Received
    16532
    Trading Score
    1 (100%)




    Angela-glad you are able to work despite your all day nausea! J and C- I must admit I don't have a set amount allocated to each category so don't know where we are spending the extra gas money-I just have a general budget target each month which I try not to exceed.

  5. #425
    Smart Canuck
    Join Date
    Sep 2011
    Posts
    3,630
    Likes Received
    14358
    Trading Score
    25 (100%)




    Congrats Angela, keep getting those hours to make mat leave stress free! i hope the morning sickness is waning a bit for you.
    Nancy, I don't set aside gas in my budget under it's own category, I drive very little now that my son has his license, if we go out of town it is usually with my husband and he has mileage he has to record for his job when he is working, so a lot of his is a write off. A lot of times if I have an appointment in Calgary or Edmonton he will arrange to see a client while I am at the doctors so we can kill two birds with one stone, sometimes it works sometimes not.
    Well I am embarrassed to admit but I am still going through Christmas stuff and organizing things in the basement, slow going for sure!!
    I really want to get some sewing of summer clothes done for myself next week, we may be going to Hawaii to a conference in May, at one point we were going to bring the whole family on our Avion miles but when I had my heart issues it was put on hold because I may not be able to get travel insurance so soon after I had the procedure and 2 of our kids had to book their holidays in January.I don't see the cardiologist until February so I will find out then if I get the go ahead to travel.I'm fine either way, my husband will go with our one daughter who will just be finishing up at college and be available, the trip is all expense paid in a 5 star resort so there is no way I am holding him back from going!!

  6. #426
    Canadian Genius
    Join Date
    Apr 2013
    Location
    North of Toronto
    Posts
    9,535
    Likes Received
    41617
    Trading Score
    53 (100%)




    Gas Savings- Right now I am just carrying the money ahead to the next period but the amount is getting high lol. So will give myself an extra $100 (to cover extra travelling in the future) and then I think I'm going to plunk the excess in my TFSA.

  7. #427
    Canadian Genius
    Join Date
    Apr 2013
    Location
    North of Toronto
    Posts
    9,535
    Likes Received
    41617
    Trading Score
    53 (100%)




    I have to say I have the most wonderful sister. Not only did she watch my oldest so he didn't have to be dragged out of town for a hockey tournament (nice pool and eating out isn't fun??) she bought him and his brother new shoes (she messaged me saying it was a sale and my oldest didn't want 2 pairs so asked what size for his brother- got the next size up so they will be good for his next growth spurt) She also gave me a $75 GC for Kelsey's/Swiss Chalet etc. She redeemed all her Airmiles long ago for GC and treats us well! So will have to save it for a nice dinner out with the boys

  8. #428
    Smart Canuck lilo0003's Avatar
    Join Date
    Aug 2010
    Posts
    4,435
    Likes Received
    16261
    Trading Score
    68 (100%)




    Can we rename the thread to “just freezing my @$$ off in January”. OMG it’s so cold. Should have been a frugal day as I am working at home but the pup has damaged his paw, so 160.00 later. I was a nice mom today and picked both boys up from their schools, at least the sun is shining.
    Friends don't let real friends pay full price.

  9. #429
    One Awesome Domestic Diva MrsSunshine's Avatar
    Join Date
    Apr 2010
    Location
    Ontario
    Posts
    12,085
    Likes Received
    20331
    Trading Score
    88 (100%)




    LOL @ Lilo.. yep. its going to be balmy by the weekend though.

    ive gone through an two boxes of cake decorating items, we're selling. holy crap. it was alot.
    next is the christmas items. dh and i are going through 10 boxes. (rubbermaid containers worth). yikes.
    its all getting posted.
    im really REALLY hoping once i start posting/clearing the space and making the $ dh will be like. sell SELL! LOL

    our main reason for doing this is because if we need to we want to be able to pack up our home in one week.
    its a bit of a long story behind it all. but for the most part, if i have to pack up the house by myself.
    less is way more.
    its crazy the amount of crap we have when we start going through it all.
    SO
    If I EVER suggest im going to a garage/rummage/church sale. STOP me. PLEASE.
    no really.. LOL.
    Be Strong
    Be True
    Be You.
    Simple as that!

  10. #430
    Canadian Guru jasperandchar's Avatar
    Join Date
    Feb 2012
    Location
    Clayton Ontario
    Posts
    12,649
    Likes Received
    39635
    Trading Score
    288 (100%)




    lilo what happened to the puppy, poor thing
    2019 is the year that we continue to save before we buy!!!

  11. #431
    Canadian Guru jasperandchar's Avatar
    Join Date
    Feb 2012
    Location
    Clayton Ontario
    Posts
    12,649
    Likes Received
    39635
    Trading Score
    288 (100%)




    FBM lucky indeed your sister sounds like a real sweetheart, enjoy your treat out when it works for all your schedules (no hockey lol)
    2019 is the year that we continue to save before we buy!!!

  12. #432
    Smart Canuck lilo0003's Avatar
    Join Date
    Aug 2010
    Posts
    4,435
    Likes Received
    16261
    Trading Score
    68 (100%)




    Quote Originally Posted by jasperandchar View Post
    lilo what happened to the puppy, poor thing
    he pulled his nail off jumping from the bed. he needs an antibiotic
    Friends don't let real friends pay full price.

  13. #433
    Canadian Genius Crochetlady's Avatar
    Join Date
    Nov 2008
    Location
    ON
    Posts
    7,340
    Likes Received
    16033
    Trading Score
    65 (100%)




    Quote Originally Posted by lizzie bargain View Post
    CL-I think you just have to take your SDM birthday coupon into the store and they scan it and you get the points without buying anything-you just have to go.
    I did take it in and was scanned but no points.
    Andit, avoncallingu, Ciel and 2 others like this.

  14. #434
    Smart Canuck
    Join Date
    Dec 2009
    Location
    Calgary
    Posts
    3,084
    Likes Received
    16532
    Trading Score
    1 (100%)




    CL-when something like that happens to me I just call 1-800-shoppers and they credit the missing points. My Mum is doing well after her cataract surgery - she has been keeping me a bit busy today with rides, eye drops, cups of tea etc. For dinner tonight we tried the pizza special at Co-op-2 long, hot, fresh baked pizzas for $10 -pretty good and a bit more than the 4 of us could eat.

  15. #435
    Canadian Guru
    Join Date
    Nov 2009
    Location
    ontario
    Posts
    19,766
    Likes Received
    43005
    Trading Score
    277 (100%)




    well went to dentist and told her i still have a few flareups a month -my mouth drys out(i use biotene ) and the gum swells she said - may have to take the prescription rinse the rest of my life -but still get better in time
    -anyway went the library and seen a presentation from a blogger -Kerry taylor -google her
    -she talked about unconventional ways to save
    -like using the k-cup refillable cup with your own coffee-which I do most days
    save one dollar at a time
    - I dont think she cared for loyalty programs as she had stated "did you get your free socks"but I wasnt there to debate just listen-mind you she did state in our c loset we should have 85% used-15% new in clothing which I firmly believe
    a quote from Kerry "its not about how much you make -its about how much you dont spend -true true-very interesting presentation
    -my son called me "ashlyn" weight 23 pounds now -she got a needle today didnt grow much In height

Page 29 of 71 FirstFirst ... 19 27 28 29 30 31 39 ... LastLast

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •