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Results 16 to 30 of 51
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Tue, Jul 15th, 2014, 06:09 PM #16
- Join Date
- Jan 2009
- Location
- West of the Tdot
- Posts
- 36,219
- Likes Received
- 21143
- Trading Score
- 173 (100%)
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Tue, Jul 15th, 2014, 09:35 PM #17
- Join Date
- Nov 2012
- Location
- Regina, Saskatchewan
- Posts
- 367
- Likes Received
- 580
- Trading Score
- 87 (97%)
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Wed, Jul 16th, 2014, 08:17 AM #18
- Join Date
- Jan 2012
- Location
- Lake Simcoe area, Ontario
- Age
- 34
- Posts
- 7,831
- Likes Received
- 5823
- Trading Score
- 454 (100%)
the only one on the list we have is bank fees and its all because of DH. If he would just let me manage his account he wouldn't have that issue ... or switch to PC but its beyond my control.
Also, DH does the coffee thing maybe once or twice a week when he is working if he needs it. Seeing as he works 14 hour shifts I don't blame him. Usually we trade for Tim's GC's or he ends up getting a $25-$50 one for birthday and/or christmas so it goes a long way.Insert Clever Signature Here
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Wed, Jul 16th, 2014, 08:18 AM #19
- Join Date
- Jan 2012
- Location
- Lake Simcoe area, Ontario
- Age
- 34
- Posts
- 7,831
- Likes Received
- 5823
- Trading Score
- 454 (100%)
I'm also going to add to the list movie rentals. At one point we used to spend a insane amount of money on them. You don't realise how much $2.50 + taxes a movie rental adds up several times over a month. Now my library card gets just as much action if not more then my credit card!
Insert Clever Signature Here
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Wed, Jul 16th, 2014, 09:27 AM #20
- Join Date
- Jul 2010
- Location
- Scarlem
- Posts
- 42,598
- Likes Received
- 74386
- Trading Score
- 24 (100%)
I am not sure how a land line can be included in affecting one's budget? We only have a land line, nothing else. Never had cell phones ever. My land line is under $30.00 a month, which is the cheapest you can get with Bell, what cell phone is less than that? I have no bells or whistles on my plan, no long distance calls can be made from my land line. ( I insisted on this )
If we had cell phones both DH and I would need one to call each other, so that seems crazier to me?
babies teach us acceptance
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Wed, Jul 16th, 2014, 09:40 AM #21
- Join Date
- May 2011
- Location
- South Eastern Ontario
- Posts
- 2,796
- Likes Received
- 11404
- Trading Score
- 42 (100%)
I don't even drink coffee, but I know how much other ppl spend on it!!! Another budget breaker can be cards...I make my own or go to the dollarstore. I think for many sending cards is going out of fashion...text or Facebook. I am old fashioned in that sense. I do not have my birthday posted on Facebook. It is how I know my real friends...lol.
"There are more important things--friendship and bravery...."
-Hermione Granger
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Wed, Jul 16th, 2014, 03:42 PM #22
- Join Date
- Jan 2012
- Location
- Lake Simcoe area, Ontario
- Age
- 34
- Posts
- 7,831
- Likes Received
- 5823
- Trading Score
- 454 (100%)
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Wed, Jul 16th, 2014, 05:16 PM #23
- Join Date
- Nov 2009
- Location
- ontario
- Posts
- 21,980
- Likes Received
- 55001
- Trading Score
- 277 (100%)
- I pick bestsellers books and put on hold at library and wait til they become available-sometimes 3 will come available and I get 2 put back on hold-freee -only buy the odd time for trips out of province -wouldnt want to lose the book an then I buy at value village or talize
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Wed, Jul 16th, 2014, 05:28 PM #24
- Join Date
- Apr 2013
- Location
- North of Toronto
- Posts
- 12,464
- Likes Received
- 54089
- Trading Score
- 54 (100%)
When I go to the library I look at the return cart and usually that is far as I go for good reads
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Wed, Jul 16th, 2014, 05:50 PM #25
- Join Date
- May 2011
- Location
- South Eastern Ontario
- Posts
- 2,796
- Likes Received
- 11404
- Trading Score
- 42 (100%)
I just swapped a book that I had on sale online for the first time. Thinking I will do more of this. Lady was interested and had one I hadn't read by the same author.
"There are more important things--friendship and bravery...."
-Hermione Granger
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Wed, Jul 16th, 2014, 10:20 PM #26
- Join Date
- Feb 2012
- Location
- Clayton Ontario
- Posts
- 12,649
- Likes Received
- 39634
- Trading Score
- 288 (100%)
The price of a coffee is outrageous, I don't personally like coffees from restaurant including Tim Horton's I like my Folgers brewed at home. We don't have cellphones and we couldn't get them cheap enough or for the cost of our land line and we need a phone for appointments, school contacts, etc and we are rural so service is not good.
2019 is the year that we continue to save before we buy!!!
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Wed, Jul 16th, 2014, 11:12 PM #27
- Join Date
- Dec 2010
- Location
- Ontario
- Posts
- 24,160
- Likes Received
- 40644
- Trading Score
- 7 (100%)
Good list
At least we can avoid bank fees at ING/Tangerine and PC Financial and others
Rental water heater == we upgraded our rental and they did the piping, brought up to code for 2013, threw out the old one and our bills are lower. We paid nothing for all their work.
Land line phones. We were at our friends with cordless phones. It was thunder and lightning. We were cut off 2 x with one call. And the cell towers are at risk with lightning too.
About gym memberships, around here June is a sale month
= toonie Tuesday gym workouts
= free Fridays
= 10 pass sale in June (10 x workouts)Last edited by Shwa Girl; Wed, Jul 16th, 2014 at 11:14 PM.
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Wed, Jul 16th, 2014, 11:19 PM #28
- Join Date
- May 2011
- Location
- On the verge of indecision
- Posts
- 13,970
- Likes Received
- 15364
- Trading Score
- 20 (100%)
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Thu, Jul 17th, 2014, 02:28 PM #29
Agreed. DH is a plumber in Regina, so even though we could get a high-quality WH at cost, he still wants to rent because of how bad the water eats through the anode rods and metal.
I'm definitely guilty of dry-cleaning, but only with my expensive work dresses (where I have paid $200+) and even then I maybe dry clean them 3-4 times per year, since they only get worn for special occasions.
Another 'convenience' type fee I hate are the admin fees attached if you don't pay your home, vehicle, life insurances in one lump sum. I think I spend $150 a year on these fees because we haven't had the cash to pay for these in one large chunk... I'm working on that though.
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Fri, Jul 18th, 2014, 10:12 PM #30
I 've been following this thread and I have never heard of renting your hot water tank and heater, didn't even know it was an option.Maybe it just isn't done in Alberta?
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